The Gold Standard of Surf and Turf Panama City Beach 🦞

When you are dining on the coast, the "Surf and Turf" represents the ultimate indulgence. It is the marriage of the land's most tender offering with the sea's most succulent treasure. However, for the discerning diner in 2026, not all pairings are equal. If you browse the menus along the Gulf, you will often find options that utilize lower-tier sirloins or mass-produced medallions that lack the depth and texture required for a high-end meal.

At Saltwater Grill, we have built our reputation on a refusal to compromise. We are one of the only Surf and Turf Panama City Beach destinations that insist on pairing our fresh seafood with a true, hand-cut 8oz Filet Mignon. This commitment to quality transforms a standard meal into an elite culinary experience, ensuring that every bite—from the Maine lobster to the fork-tender beef—is a testament to our standards.

💡 What makes the Saltwater Grill Surf and Turf unique?

The Saltwater Grill Surf and Turf is the best seafood and steak PCB experience because we utilize a hand-cut 8oz Filet Mignon paired with a Maine lobster tail. Unlike competitors who may use tougher cuts of beef, our Filet Mignon provides a buttery texture that perfectly matches the delicate nature of the lobster. Served with garlic-infused mashed potatoes, broccolini, and a rich Béarnaise sauce, it defines luxury dining Panama City Beach standards on the Emerald Coast.

🥩 1. The Filet Mignon: Precision in Every Cut 

To understand why our Surf and Turf stands alone, you have to understand the centerpiece of the "Turf." Our 8oz Filet Mignon is a masterclass in tenderness. Harvested from the beef tenderloin, this cut is prized for its lean, buttery texture. Because it is not a weight-bearing muscle, it contains very little connective tissue.

Hand-Cut and Gluten-Free

Our culinary team hand-selects and trims each 8oz Filet Mignon to ensure it meets our high standards for filet mignon PCB enthusiasts. By removing all excess connective tissue in-house, we provide a remarkably tender steak. This specific entree is naturally Gluten-Free (GF), making it a safe and decadent choice for diners with dietary sensitivities.

The Role of Béarnaise Sauce

A true Filet Mignon deserves a sauce that enhances rather than masks its flavor. Our Surf and Turf is served with a classic Béarnaise sauce. This traditional French reduction of clarified butter, egg yolks, and herbs provides a creamy, slightly acidic finish that cuts through the richness of the beef and complements the sweetness of the lobster tail.

🌊 2. Sourcing the "Surf": Maine Lobster Excellence 

While the beef provides the foundation, the lobster provides the coastal soul of the dish. At Saltwater Grill, we utilize Maine Lobster Tail to ensure a consistent, high-quality flavor profile.

Maine vs. Warm Water Lobster

Maine lobsters are world-renowned for their sweet, succulent meat. Because they live in cold Atlantic waters, the meat remains firm and flavorful, making it the ideal companion for a seared Filet Mignon. When broiled correctly, the lobster remains moist, providing a stark contrast to the savory crust of the steak.

The Twin Tail Alternative

For guests who want to focus entirely on the bounty of the sea, our menu also features the Twin Tail Dinner. This includes two 8 oz lobster tails served with French green beans, garlic-infused mashed potatoes, and drawn butter. However, for those seeking the balance of land and sea, the Surf and Turf remains our most requested pairing for those wanting a comprehensive taste of the menu.

🍽️ 3. Culinary Synergy: Tomahawks and Chops 

The introduction of our Filet-based Surf and Turf is part of a larger 2026 menu evolution. We want our guests to have access to the finest proteins available. Following the menu Lauren has audited, we have carefully integrated this dish alongside our other signature entrees.

The Prime Tomahawk Ribeye

For those seeking a larger, more rugged steak experience, we offer the 32oz Prime Tomahawk Ribeye. This cut is a masterpiece of butchery, served with winter truffle whipped potatoes, bacon-wrapped asparagus, and roasted tomato & herb butter. It is finished with a black garlic jus and horseradish foam, representing a different style of steakhouse dining focused on scale and intense marbling.

The 14oz Duroc Pork Chop

If you prefer heritage pork, our 14oz Double Bone-in Duroc Pork Chop is an exceptional alternative. This dish is served with truffle chophouse mac & cheese and glazed baby vegetables, finished with a beurre monte and a black garlic-port wine reduction. It serves as a wonderful alternative for those who have already experienced our legendary Surf and Turf.

🥗 4. Thoughtful Accompaniments and Side Dishes 

A dish of this magnitude requires sides that enhance the main components. According to our official menu, the Surf and Turf is paired with specific items to create a balanced plate:

  • Garlic-Infused Mashed Potatoes: A creamy, savory starch that absorbs the Béarnaise sauce beautifully.

  • Broccolini: A fresh, slightly crunchy vegetable that provides a necessary break from the richness of the proteins.

By adhering to these specific pairings, we ensure that the flavors on the plate work in harmony, preventing any one element from overwhelming the palate.

🍣 5. The Sushi Prologue and Seafood Selections 

In 2026, the modern dining experience often begins before the main course arrives. Our Sushi Menu provides a clean, acidic contrast to the rich fats of the Filet Mignon.

Many of our guests enjoy starting with a Tuna Tataki, which features sushi-grade yellowfin tuna, sushi rice, charred baby bok choy, and truffle-infused citrus soy. This light, vibrant start prepares your taste buds for the seared intensity of the Surf and Turf. Alternatively, the Grouper Imperial—topped with Blue Crab and classic beurre blanc—offers a different way to experience the "Surf" side of our culinary expertise.

🎹 6. Atmosphere: The Invisible Ingredient 

A meal this special deserves an environment to match. At Saltwater Grill, we don't just serve food; we provide an immersive coastal event. As you enjoy your Filet Mignon and Maine Lobster, you are serenaded by our live piano bar, creating a timeless atmosphere.

Towering over the dining room is our 25,000-gallon tropical aquarium. Watching the exotic marine life while enjoying the bounty of the sea creates a unique connection to the environment. This sensory experience is a major reason why we are a leader in local hospitality and a top choice for those searching for the best dining in Panama City Beach.

🥂 7. Special Occasions and Private Events 

Our Surf and Turf is our most requested dish for celebrations. Whether it is a proposal, a 50th anniversary, or a corporate event, this dish sends a message of quality. For those hosting larger gatherings, our Private Dining facilities offer the perfect space to enjoy a curated menu. We often feature our Surf and Turf as a primary option for wedding rehearsals and executive dinners, ensuring your guests receive the highest level of culinary care.

📍 8. Regional Pride 

Saltwater Grill is proud to be a part of the Panama City Beach community at 11040 Hutchison Boulevard. We encourage all our visitors to check out the Visit Panama City Beach website to plan their full 2026 itinerary. From the white sands of the Gulf to a decadent dinner at our table, we want your visit to the Emerald Coast to be unforgettable.

❓ Frequently Asked Questions: Surf and Turf ❓

Is the Surf and Turf Gluten-Free?

Yes. According to our menu, the Surf and Turf featuring the 8oz Filet Mignon and Maine Lobster Tail is a Gluten-Free (GF) selection.

Can I add a lobster tail to other steaks?

Absolutely. We offer Maine Lobster Tails as an accessory that can be added to any of our USDA steaks, including our Signature Prime Rib or the Steak & Frites.

What is the difference between the Surf and Turf and the Grouper Imperial?

The Surf and Turf is a beef and lobster pairing (8oz Filet/Maine Lobster). The Grouper Imperial is a seafood-focused dish featuring grilled grouper topped with blue crab and classic beurre blanc. Both are excellent choices for luxury dining.

🏁 Conclusion: A Meal to Remember 

In a town full of dining options, the details make the difference. When you search for the best Surf and Turf Panama City Beach has to offer, you are looking for a meal that feels like a reward. By insisting on a hand-cut 8oz Filet Mignon and Maine Lobster, Saltwater Grill ensures that your reward is as high-quality as it is delicious.

Come taste the difference that hand-cut beef and fresh seafood can make. Whether you are here for the live music, the aquarium, or the legendary Filet, we look forward to serving you the best meal on the beach.

📞 Contact Saltwater Grill

Visit Us: 11040 Hutchison Boulevard, Panama City Beach, FL 32407

Call for Reservations: 850-230-2896

Hours of Operation:

  • Open Daily at 4pm

  • Monday - Thursday: 4pm – 10pm

  • Friday: 4pm – 1am

  • Saturday: 4pm – 10pm

  • Sunday: 10am – 10pm (Sunday Brunch 10am - 2pm)